My focus is always on providing the best advice and service that I can. I work to help my clients meet their personal, family and investment goals. Excellent service, provided in a timely fashion, with an ongoing relationship with you—to be part of your team, working both with you and for you. If you would like to meet with me on an obligation-free basis then call me today, I look forward to hearing from you.


Thank you so much for all your hard work in helping me through this process. You have turned a wishful dream into a reality and I could not have done this without you. i thought i would rent for life and there is a lot of insecurity in renting now. So thank you again – this is huge.
Anne-Marie Winver

“I just wanted to say a big huge thank you to Joy for all that you did for us. We are in love with being in our very own home.
You are such a star, like a magical fairy godmother who helped us through every step! We can’t thank you enough for everything!”

Heath, Craig and Linzi

You are awesome! Thank you for your HARD work and tenacity getting us sorted.
Jo and Warren Clare

Over the last 10 years it has been an absolute pleasure dealing with Joy for me personally and also my clients who I refer her to on a regularly basis. Joy communicates to me very effectively and always in a very helpful and calm manner. I always feel as if I am her ‘only’ client and I know I am not. She always keeps me up to date. Joy never puts me in a box – she respects my individual requirements and manages always to act very discreetly and understanding of my wishes and end result. Joy is always attentive, mindful and compassionate of my situation and needs. She always get the best deal and the best result for me! I would never use anyone else except Joy.
Tracy Thomson

“Joy was an absolute pleasure to deal with, she quickly found us the right lending that matched our needs and circumstance. It was like there was nothing she didn’t know, and nothing was too difficult. From beginning to end, it was an efficient,enjoyable experience. We want to use Joy & Peter every year!”
Ric & Geri

“We fully recommend Joy because she always gives very prompt service, has excellent knowledge about available products, and always comes up with the best deal for us.”
Brian and Yvonne

“We regard Joy Coughlan as an asset to our property portfolio. Joy is a pleasure to work with, she understands our needs and has helped us build our portfolio further than we expected. We look forward to doing more work with her in the future.”
Pepsi and Andrew

“The thought of taking on a mortgage as a single woman was so daunting, but Joy made it so easy and helped me work through all the paperwork and the legal jargon. I needed cash fast for a little project, Joy came through again and I had an extension to my mortgage within 3 days! The service offered by Joy and the team at Investor Mortgages was second to none!”

“There is a moment in everyone’s life, there is a moment in time” Sometimes it takes a little time to find a professional that has the persistence and ability to get the job done in spite of the best obstacles and difficulties the client can produce, and I have found her. Many thanks Joy.”

“After my bank turned me down regarding my investment plans, I turned to Joy Coughlan of Investor Mortgages for help. Within a week she made the seemingly impossible actually happen! Thanks to her I am now implementing my plans.”