Buying Investment Property
Get expert financial service and strategy that works for you – we make it easy
Whether you are investing in New Zealand residential rental property, buying your own home or refinancing, Investor Mortgages in Christchurch can arrange the money you need to purchase that property
Want to grow an investment portfolio?
Work with an investment mortgage broker who specialises in investors, understands lending, asset protection and tax structures, and will work with your accountant and lawyer to ensure you are structured in the most advantageous way.
Whether you want to buy one property or twenty – there’s a strategy and lender that’s right for you – we will work together to ensure you have the best lending product available in the market.
We deal with the banks and other mortgage lenders on a daily basis so why not let us find the best deal for your situation. Due to our knowledge, experience and expertise we can secure the best mortgage product for you. There is usually no charge for this service because the bank pays us a commission when you take out the loan.*
Wondering how much you can borrow for a property?
Contact us and we’ll estimate your borrowing power (depending on your income, debts and assets).
If you can afford the repayments we will research and analyse the various mortgage lenders to find which one will provide the best mortgage deal for you.
Let us show you how. We start with your goals, and work with you to achieve them.
Are you on a low income, self employed or a business owner?
Don’t worry; we know how to present your figures in the most favorable light possible.
We complete the mortgage application forms with you. All you need to do is check and sign them. With your permission, we will request the information we need from your bank or accountant – we make it easy for you.
We can get your loan pre-approved so you have peace of mind – become a cash buyer and have more negotiating power.
On your behalf we will liaise with your lawyer, accountant, valuer, real estate agent, rental property manager, property finder, risk advisor and any other party to make the purchase run smoothly.
Our focus is always on providing the best advice and service that we can in a timely fashion.
We work with our clients to meet their personal, family and investment goals now and in the future.
Call us now for an obligation-free financial health check and assessment
Buying your own home
Are you looking to buy your own home, either getting your foot on the property ladder or upgrading?
Its as important to get it right, buying your own home is the biggest investment you will ever make.
It can be a difficult, time consuming and challenging process.
Here we hope to overcome this for you. You can have more control, we work with you and for you.
Our focus is always on providing the best advice and service that we can. We work to help our clients meet their personal, family and investment goals.
Excellent service, provided in a timely fashion, with an ongoing relationship with you—to be part of your team
But Why Don’t I Just Go Straight to My Bank?
Yes, you could but your mortgage is probably the single most important factor determining your financial future. It is vital to choose the right lender and structure your mortgage correctly otherwise you could pay thousands more than necessary over the life of the loan.
Some of the important variables include:
- Fixed rate versus floating versus revolving credit
- Length of term
- Interest rates
- Repayment schedule
- Ownership structures
- Working with a mortgage broker and advisor who has your best interests at heart puts you in a better position to make one of life’s most important financial decisions.
At Investor Mortgages our service is professional and friendly and we come to you so contact us today to get started!
- Find out how much you can afford, and how much you can borrow
- Get personalised advice and service to make the process easy
- Structure your mortgage to pay it off years earlier and save thousands of dollars in interest
- Have a repayment schedule that fits your particular needs
- Get pre-approved finance so that you can search the market with certainty, knowing what you can afford to buy, giving you more negotiating power
Call us now for an obligation-free financial health check and assessment.